Picture your long-term goals or retirement plans—then act to make them real. Take positive steps now with Certificates of Deposit and Individual Retirement Accounts. Leverage the specific features and benefits of each type of account to focus on financial security and your ideal life.
All CD rates are subject to change weekly and are not guaranteed until a CD is opened. Early withdrawal penalties and other terms and conditions may apply. Contact BANK for information.
The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and frequency of compounding for a 365-day period.
(Opening Deposit $0 - $9,999)
Select a maturity term and interest rate to match your goals. With maturity terms from six months to five years, a certificate of deposit supports your savings plans. These popular CDs offer appealing interest rates and typically automatically renew for the current rate at maturity.
Term | Opening Deposit | Interest Rate | Annual Percentage Yield |
6 Months | $0 - $9,999 | 0.65% | 0.65% |
9 Months | $0 - $9,999 | 0.70% | 0.70% |
12 Months | $0 - $9,999 | 0.75% | 0.75% |
18 Months | $0 - $9,999 | 0.80% | 0.80% |
24 Months | $0 - $9,999 | 0.85% | 0.85% |
36 Months | $0 - $9,999 | 1.00% | 1.00% |
48 Months | $0 - $9,999 | 1.20% | 1.20% |
60 Months | $0 - $9,999 | 1.50% | 1.51% |
(Opening Deposit $10,000+)
Term | Opening Deposit | Interest Rate | Annual Percentage Yield |
6 Months | $10,000+ | 0.80% | 0.80% |
9 Months | $10,000+ | 0.85% | 0.85% |
12 Months | $10,000+ | 0.90% | 0.90% |
18 Months | $10,000+ | 1.00% | 1.00% |
24 Months | $10,000+ | 1.10% | 1.10% |
36 Months | $10,000+ | 1.30% | 1.30% |
48 Months | $10,000+ | 1.40% | 1.40% |
60 Months | $10,000+ | 1.50% | 1.51% |
(Opening Deposit $10,000+)
Term | Opening Deposit | Interest Rate | Annual Percentage Yield |
5 Month Special | $10,000+ | 4.55% | 4.61% |
11 Month Special | $10,000+ | 4.25% | 4.30% |
22 Month Special | $10,000+ | 3.75% | 3.79% |
IntraFi Network (Certificates of Deposit)
(Opening Deposit $100,000.00+)
Maturity | Interest Rate | APY* | Treasury Rates** |
4 Week | 4.02% | 4.12% | 4.69% |
13 Week | 3.98% | 4.08% | 4.60% |
26-Week | 3.86% | 3.96% | 4.40% |
52 Week | 3.61% | 3.70% | 4.31% |
2 Year | 3.07% | 3.15% | 4.27% |
3 Year | 2.94% | 3.02% | 4.25% |
5 Year | N/A | N/A | N/A |
* The APYs assume amounts remain on deposit until maturity. Selection of other availlable payment options may result in different amounts earned and different APYs. APY is calculated on a minimum of $100,000.00. APYs are caclucated using a 365 day accrual basis and daily compounding of interest.
** Treasury Rates are Constant Maturity Yields as reported by the US Treasury for the preceding Wednesday and are disclosed for comparative purposes only. Treasury rates do not effect how CDARS rates are calculated.
Term | Opening Deposit | Interest Rate | Annual Percentage Yield |
18 Months | None | .90% | .90% |
12 Months | None | .75% | .75% |
Think Long-Term
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