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You get more than great rates.

At BANK, we offer a completely transparent lending experience. We don’t hide fees or hike up your closing costs. We offer really great rates, too. With us, there are no surprises. All of our services are available online, but we are here with you, every step of the way. Real people, local, and trust-worthy. Since 1900. 

NEW PURCHASE  HOME EQUITY  REFINANCE  NEW CONSTRUCTION

GREAT RATES

TODAY’S RATE

AS LOW AS

6.250%

6.300% APR* | 30 YR FIXED

*Annual percentage rate. 360 monthly payments of $1,231.43. Assumes $200,000 loan. Payments exclude taxes/insurance. For those who qualify. Rate as of 7/24/2024 and subject to change.

6.125%

6.188% APR* | 15 YR FIXED

*Annual percentage rate. 180 monthly payments of $1,701.25. Assumes $200,000 loan. Payments exclude taxes/insurance. For those who qualify. Rate as of 7/24/2024 and subject to change.

GOT EQUITY?

The equity in your home can finance your home improvements, consolidate debt, fund your education, and more. With our 4.99%* introductory rate, it's a great time to get started!

*4.99% Introductory rate for the first 6 months. After first 6 months, rate adjusts to 0.825% basis points above prime. On 08/14/2023 rate equal to 9.325%. Rate may adjust monthly, mortgage loan fees may apply. Other terms and conditions may apply.  

New Purchases, Home Equity, Refinance, or New Construction, hit Apply Now below.

We make mortgages easy.

  1. Get prequalified
  2. Find your dream home
  3. Purchase Agreement
  4. Initial Disclosures
  5. Underwriting
  6. Appraisal/Title Opinion/Home Owners Insurance
  7. Rate Lock
  8. Closing Day
Ready to get started?

Watch our video for a full explanation of these 8 Easy Steps!

Have some questions first?

 

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Give us a call

Call one of our mortgage experts today at 515.223.2265 in West Des Moines, 319.753.2265 or 319.523.5200 in Southeast Iowa.

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