Mortgage lending is time-consuming and complex. The all-digital Community Mortgage process helps you generate income, reduce costs, outsource risk, and keep your customers under your roof by offering a highly competitive product. You — and your customers — get all the benefits with none of the burdens.
"Thanks to Community Mortgage, we are able to provide our customers with longer-term, competitively priced, mortgage loans. It is accomplished without the cost associated with maintaining an entire mortgage department. Mortgage originations are important and challenging in most every bank. Community Mortgage has enabled us to retain our customers while generating more net profit. Since the onset of our relationship in 2016, we've done mortgage loans right in Fairfax, IA, with the help or our friends at Community Mortgage."Community Mortgage takes on all the risks of regulatory compliance, quality assurance and any push-back if Freddie Mac or Fannie Mae decide something isn’t completely right later.
You maintain a mortgage product that’s appealing to your customers—at a profitable volume for you. You can offer a mortgage product that showcases significant savings for customers.
Customers know you as their banker. They work with you through the entire process. Mortgage services attract new customers and keep current customers. All requests are referred to you.
Your loan staff will spend one-tenth the amount of time to close a mortgage loan versus handling it all in-house. CM takes on the back-office tasks.
CM handles all the loan servicing for the lifetime of the loan. No more extra work for your staff. CM takes care of everything— saving you both time and money.
You maintain a profitable product for your bank. You earn the strong loan origination fees associated with a mortgage business. That doesn’t change.
Community Mortgage simplifies the process for the single most complicated product that banks offer to customers. The process is all digital until the customer signs.
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Talk to a BANK Representative>Community Mortgage shifts the workload—and risks—from your bank. You and your loan officers have time focus on other profitable efforts.
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Let's Talk About Loan Partnerships>Review Your Strategies. Grow Your Market.
Community Mortgage helps you gain market share in your communities. Let us show you how to differentiate your brand. Our services help you review current strategies and define your target market. We help create a brand message and evaluate potential traditional and nontraditional marketing strategies. By exploring potential community resources and partnerships, we help you grow your market share.